There are several factors that determine your eligibility which includes your education profile, your credit history, age, etc. Factors such as qualification, age, dependants, assets, liabilities, credit report, savings and the stability and consistency of your occupation also matter. The amount can also be a specific percentage of the cost of the property. Your ability to repay is based on your income and expenditure pattern. You can check loan eligibility online, and compare among the various provided loans by different finance companies, then on the basis of your eligibility you can choose and apply for a loan which is best suited for you. EasyLoansIndia is a web portal which helps you to compare, evaluate, and select the one suiting your requirement. It assists and educate you in taking well informed decision by comparing all the options available from various financial institutions, assessing the actual cost involved that too free of cost.